Fixed Deposits
Safe. Stable. Secure Returns.
Fixed Deposits (FDs) are one of the safest and most popular investment options in India, offering guaranteed returns over a fixed period. Ideal for risk-averse investors, FDs ensure capital preservation along with predictable interest income.
Whether you're planning for a short-term goal or looking to park surplus funds securely, FDs offer the flexibility of choosing tenures, payout modes, and interest types. Corporate and Bank FDs are available to suit various return expectations and liquidity needs.
Types of Fixed Deposits
Bank Fixed Deposits
Offered by public and private sector banks, insured and backed by RBI regulations.
Corporate Fixed Deposits
Issued by NBFCs and corporates, typically offering higher interest rates than banks.
Cumulative Deposits
Interest is compounded and paid at maturity — ideal for long-term compounding.
Non-Cumulative Deposits
Interest is paid out monthly, quarterly, or annually — suitable for regular income.
Key Features
- ✔ Capital Safety: Your principal remains secure throughout the tenure.
- ✔ Guaranteed Returns: Earn fixed interest irrespective of market fluctuations.
- ✔ Flexible Tenure: Choose investment periods from a few months to several years.
- ✔ Liquidity Options: Premature withdrawal is possible (with applicable penalties).
- ✔ Senior Citizen Benefits: Additional interest rates available for senior investors.
Fixed Deposits are a simple, reliable way to grow your wealth without taking unnecessary risks. Secure your savings and earn steady income with the right FD strategy.
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